NOTICE
Attention Customers!
Service Charges in respect of certain Non-Credit / Non-Forex related service
are revised with effect from 03/02/2023 as under:
Sl.
No.
Area of
Service
Existing Charges
Revised Service Charges
1
Cheque Return-
Inward, Outward,
Local & Outstation
If returned on technical reasons: No
Charges
Not at Customers Fault: No charges
Cheque/ Bill/Instrument amount:
SB/CA/OD/OCC
Upto ₹10 Lakh
₹ 300/-
Above ₹10 Lakhs–₹50 Lakhs
₹ 500/-
Above ₹50 Lakhs-₹1Cr
₹1000/-
Above ₹1Cr
₹5000/-
If returned on technical reasons: No Charges
Not at Customers Fault: No charges
Cheque/ Bill/Instrument amount:
SB/CA/OD/OCC
Below ₹1000
₹1000 - below ₹10 Lakhs
₹10 Lakhs - below ₹50 Lakhs
₹50 Lakhs – below ₹1 Crore
₹1 Cr and above
GST Not Applicable
2
ECS
(Debit Return)
SB/CA/OD/OCC
Up to ₹1 Crore
₹ 500/-+GST
per instrument
Above ₹1 Crore
₹5000/-+GST
per instrument
SB/CA/OD/OCC
Below ₹1000/-
₹ 300/-
₹ 1000/- to below ₹5000/-
₹ 400/-
₹ 5000/- to below ₹10000/-
₹ 450/-
₹ 10000/- to below ₹1 Lakh
₹ 475/-
₹ 1 Lakh to below ₹50 Lakhs
₹ 500/-
₹50 Lakhs to below ₹1 Cr.
₹ 1000/-
₹1 Cr. and above
₹ 2000/-
GST Not Applicable
3
Average Minimum
Balance (AMB).
Saving Bank Account
Area
Minimum Balance
to be Maintained
Rural
₹ 500/-
Metro/Urban/
Semi Urban
₹1000/-
Saving Bank Account
Area
Minimum
Balance to be
Maintained
Rural
₹ 500/-
Semi Urban
₹1000/-
Urban/Metro
₹2000/-
Current Account
Area
Minimum
Balance to be
Maintained
Rural/Semi-Urban
₹1000/-
Urban/Metro
₹5000/-
Current Account
Area
Minimum
Balance to be
Maintained
Rural
₹1000/-
Semi Urban
₹2000/-
Urban
₹5000/-
Metro
₹7500/-
(Minimum Balance for BSBD,NSIGSE, PMJDY, Staff, CNA, Capital Gain Pensioners, Canara
Small Savings Bank, Senior Citizen, Non-Resident, Jeevan Dhara, SB Power Plus, Pay Roll,
GenY, SB Defense and Canara Champ Account are as per product features)
4
Non-Maintenance of Average Monthly Minimum Balance
Saving Bank
Account
Metro/Urban/Semi Urban Branches:
₹999/- to ₹700/-
₹25/-GST
₹699/- to ₹400/-
₹35/-GST
₹399/- and below
₹45/-GST
Rural Branches
₹499/- to ₹350/-
₹25/-GST
₹349/- to ₹200
₹35/-GST
₹199/- and below
₹45/-GST
Metro/Urban Branches
₹1999/- to ₹1500/-
₹25/-+GST
₹1499/- to ₹1000/-
₹35/-+GST
₹999/- and below
₹45/-+GST
Semi Urban Branches
₹999/- to ₹700/-
₹25/-+GST
₹699/- to ₹400/-
₹35/-+GST
₹399/- and below
₹45/-+GST
Rural Branches
₹499/- to ₹350/-
₹25/-+GST
₹349/- to ₹200/-
₹35/-+GST
₹199/- and below
₹45/-+GST
Current Account
Applicable for all Branches
₹60/- + GST per day.
Maximum:₹400/-+GST per calendar
month
Applicable for all Branches:
₹60/- + GST per day.
Maximum:₹500/-+GST per calendar month
5
Ledger Folio
Charges
40 entries or part thereof shall be
treated as one page. ₹125/-+GST per
ledger page shall be collected on
quarterly basis (Jun/Sep/Dec/Mar) in
case of CA/OD/OCC/PL/KCC/KCCS (i.e.
all credit limits other than single
transaction limits and Bills / Cheque
limits). Number of free folios per
Quarter in case of operative
CA/OD/CC/PL/KCC/KCCS Accounts
available are as under:
Up to ₹25000/- No free folios
[ Charges for all Folios]
Above ₹25000/- up to ₹50000/-
3 ledger folios [ Charges for more than
3 Folios]
Above ₹50000/- No folio charges
[ No Charges]
40 entries or part thereof shall be treated as
one page. ₹125/-+GST per ledger page shall
be collected on quarterly basis
(Jun/Sep/Dec/Mar) in case of
CA/OD/OCC/PL/KCC/KCCS (i.e. all credit
limits other than single transaction limits and
Bills / Cheque limits). Number of free folios
per Quarter in case of operative
CA/OD/CC/PL/KCC/ KCCS Accounts available
are as under:
Amount
Number of Free
Folios
Upto ₹25000/-
No free folios
₹25001/- to ₹50000/-
02 free folios
₹50001/- to ₹100000/-
04 free folios
₹100001/-to ₹200000/-
07 free folios
₹200001/-to ₹500000/-
10 free folios
Above ₹500000/-
No charges
After inception of BHIM UPI, the transactions of small tickets are increasing
exponentially and hence the charges levied on customers are high. Keeping in view of
the above and to encourage the digital transaction, the Competent Authority has
permitted to exclude BHIM-UPI based transactions for calculation of Ledger Folio
charges vide HO Cir 229/2021 dated 09/04/2021.
Kindly note the above mentioned charges remain same, whereas BHIM-UPI based
transactions will be excluded while levying ledger folio charges.
6
Addition/Deletion of
Names
₹50/-+ GST per case / instance
₹100/-+GST per case/instance
No charges for online
Not applicable for deletion of name on
account of death of customer in Joint
Account.
7
Request for Change
of Mobile Number/
E-mail/ Address
For SB/CA/OD/OCC- At the time of
Account opening/ First time (legacy
account): NIL.
Further change: ₹50/- per instance+
GST
For SB/CA/OD/OCC- At the time of Account
opening/ First time (legacy account): NIL.
Further change: ₹50/-+GST per instance
8
Funds transfer
through Internet &
Mobile Banking
Services (IMPS
transfer)
For SB/CA/OD/CC
Upto ₹25000
NIL
₹25001 upto ₹100000
₹8/-+GST
₹100001 upto ₹500000
₹15/+GST
Exemptions: Staff Account, Ex-Staff,
Jan Dhan Accounts, BSBD Accounts and
other Financial Inclusion Accounts.
For SB/CA/OD/CC
Below ₹ 1000
NIL
₹1000/- to below ₹ 10000/-
₹ 3/-+GST
₹10000/- to below ₹ 25000/-
₹ 5/-+GST
₹25000/- to below ₹ 1 Lakh
₹ 8/-+GST
₹1 Lakh to below ₹ 2 Lakhs
₹15/-+GST
₹2 Lakhs to ₹ 5 Lakhs
₹20/-+GST
Exemptions: Staff Account, Ex-Staff, Jan Dhan
Accounts, BSBD Accounts and other Financial
Inclusion Accounts.
9
BSBD Account
Charges
Maximum 4 withdrawals per month
including drawings through ATM are
free of cost. Withdrawals exceeding 4
per month would be levied a service
charge at the rate not exceeding ₹5/-
+GST per withdrawal.
Four (4) withdrawals per month including
drawings through ATM (own Bank/other Bank
ATMs) are free of cost. Withdrawals
exceeding 4 per month would be levied a
service charge at the rate not exceeding ₹5/-
+GST per withdrawal.
The above charge of ₹5/- will not be levied
for any type of debit transactions (exceeding
the prescribed minimum four free
transactions in a month) for transactions
where normal charges are collected for
services extended such as:
Cash Withdrawal through channels
such as ATM/POS, etc.
RTGS/NEFT/Clearing/Transfer/
Internal Debit/EMIs/DD/
Standing Instructions.
BC transactions.
Exemptions:
1. Electronic Debit card transactions
powered by RuPay.
2. Unified Payments Interface (UPI) (BHIM
UPI).
3. Unified Payments Interface Quick
Response Code (UPI QR Code) (BHIM UPI
QR Code).
For detailed list of Service Charge items kindly contact Branch or visit www.canarabank.com