Revised July 2022 Page 1 of 7 HSOA-00025346.10
AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT
Borrower(s): Date: August 22, 2022
Loan Number:
Lender: Prosperity Home Mortgage, LLC Loan Originator:
NMLS#: NMLSR#:
This is to give you notice that Prosperity Home Mortgage, LLC* (“Prosperity”), has business relationships with the following
settlement service providers. The relationships include common indirect ownership by parent HomeServices of America, Inc. and
business relationships including advertising agreements and/or office leases.
Prosperity has common indirect ownership by parent HomeServices of America, Inc. with the following entities. The percentage of
indirect common ownership interest for each company is indicated. Because of these relationships, the referral of a customer
(including you) by Prosperity to any of the following companies may provide Prosperity, its affiliates and/or its employees with a
financial or other benefit.
SECTION A: Loan Settlement / Title Insurance / Escrow
Agave Title Agency (AZ)
(d/b/a of Southwest Settlement Services, LLC) (100%)
Lincoln Title Company, LLC (NE) (40%)
Alliance Title Group, LLC (MO) (100%) Midland Title & Escrow (IA)
(d/b/a of Midland Escrow Services, Inc.) (100%)
Ambassador Title Services, LLC (NE) (54.4%)) Orange Coast Title Company of Northern California (CA) (25%)
Attorneys Title Holdings, Inc. (NC) (100%) Orange Coast Title Company of Southern California (CA) (9.5%)
Bon Air/Long & Foster Title Agency LLC (VA) (50%) Pickford Escrow Company, Inc. (CA) (100%)
California Title Company (CA) (63.7%) Pickford Services Company (CA) (100%)
CanopyTitle, LLC (AL) (100%) Preferred Title, LLC (WI) (50%)
Edina Realty Title, Inc. (MN) (WI) (100%) Priority Title Corporation (WI) (100%)
Equity Title of Washington, LLC (WA) (50%) Prosperity First Title, LLC (MN) (100%)
Equity Title, LLC (NV) (47.5%) Realm Title Agency, LLC (DE) (MD) (51%)
Florida Title & Guarantee Agency (FL)
(d/b/a of Watermark Realty, Inc.) (100%)
RGS Property Closing Services (PA) (MD)
(d/b/a of RGS Title LLC) (100%)
Fort Dearborn Title (MI) (IL)
(d/b/a of Fort Dearborn Land Title Company, LLC) (100%)
RGS Title LLC (VA) (100%)
Gibraltar Title Services, LLC (FL) (100%) Right Choice Title Company, LLC (GA) (50%)
Guaranty Title (NC) (d/b/a of Sage Title Group, LLC) (100%) Sage Premier Settlements (PA, NJ, DE, MD)
(d/b/a of Sage Title Group, LLC) (100%)
HomeServices Title, Inc. (IN) (KY)
(d/b/a of Edina Realty Title, Inc.) (100%)
Sage Title Group, LLC (VA, MD, DC, WV) (100%)
HomeServices Title (NE)
(d/b/a of Capitol Title Company) (100%)
Schmitt Title, LLC (WI) (31.58%)
HomeServices Title – Wahoo (NE)
(d/b/a of Wahoo Title, LLC) (51%)
Texas Premier Title (TX)
(d/b/a of HSTX Title, LLC) (100%)
HSTX Title, LLC (TX) (100%) The Escrow Firm, Inc. (CA) (100%)
Infinity Settlements Agency (PA)
(d/b/a of Sage Title Group, LLC) (100%)
Thoroughbred Title Services, LLC (NY) (100%)
Infinity Title Agency (NJ) (d/b/a of Sage Title Group, LLC) (100%) Township Title Services, LLC (GA) (50%)
Iowa Title Company (IA) (100%) Traditions Title Agency, LLC (OH) (49.9%)
Iowa Title Linn County II, LLC (IA) (70%) Trident Land Transfer (DE, NJ, PA)
(d/b/a of Trident Land Transfer Company LP (100%) and
Trident Land Transfer Company (NJ), LLC (49%))
Kansas City Title, Inc. (KS, MO) (100%) Wisconsin River Title Consultants LLC (WI) (50%)
Revised July 2022 Page 2 of 7 HSOA-00025346.10
SECTION B: Property /Hazard Insurance / Flood
Edina Realty Insurance Agency (MN) (WI)
(d/b/a of HomeServices Insurance, Inc.) (100%)
InsuranceSouth (AL)
(d/b/a of HomeServices Insurance, Inc.) (100%)
H N Insurance Services, LLC (GA, NC) (50%) Long & Foster Insurance Agency, LLC (VA) (100%)
Home Team Insurance (TX)
(d/b/a of HomeServices Insurance, Inc.) (100%)
Long Insurance Group (AZ)
(d/b/a of HomeServices Insurance, Inc.) (100%)
HomeServices Insurance, Inc. (nationwide) (100%) ReeceNichols Insurance (KS, MO)
(d/b/a of HomeServices Insurance, Inc.) (100%)
HomeServices Insurance Agency (AZ) (CA)
(d/b/a of HomeServices Insurance, Inc.) (100%)
Trident Insurance Agency (DC, DE MD, PA)
(d/b/a of HomeServices Insurance, Inc.) (100%)
SECTION C: Natural Hazard Disclosure
Certified NHD / Certified Disclosure Reports (CA)
d/b/a of Guarantee Appraisal Corporation (100%)
HomeServices NHD / HomeServices Disclosure Reports (CA)
d/b/a of Guarantee Appraisal Corporation (100%)
SECTION D: Mortgage Services
HomeServices Lending, LLC (IA, NE) (100%)
SECTION E: Real Estate Brokerage Services
Allie Beth Allman & Associates (TX)
(d/b/a of ABA Management, L.L.C.) (100%)
Ebby Halliday, REALTORS® (TX)
(d/b/a of Ebby Halliday Real Estate, Inc.) (100%)
Bennion Deville (CA)
(d/b/a of Bennion Deville Fine Homes, Inc.) (100%)
Edina Realty (MN, WI) (d/b/a of Edina Realty, Inc.) (100%)
Berkshire Hathaway HomeServices Alliance Real Estate (MO)
(d/b/a of Greater Metro, LLC) (100%)
Evers & Company Real Estate (DC, MD, VA)
(d/b/a of Long & Foster Real Estate, Inc.) (100%)
Berkshire Hathaway HomeServices Ambassador Real Estate (NE, IA)
(d/b/a of Ambassador Real Estate Company & ARE Iowa, LLC)
(100%)
First Weber (WI) (IL)
(d/b/a of First Weber, Inc. and First Weber Illinois, LLC) (100%)
Berkshire Hathaway HomeServices Ambassador Real Estate –
Commercial Division (NE) (d/b/a of ARE Commercial Real Estate,
LLC) (100%)
Fonville Morisey Realty (NC)
(d/b/a of Long & Foster Real Estate, Inc.) (100%)
Berkshire Hathaway HomeServices Arizona Properties (AZ)
(d/b/a of Americana Arizona, LLC) (100%)
Guarantee Real Estate (CA) (100%)
Berkshire Hathaway HomeServices Beach Properties of Florida
(d/b/a of Beach Properties of Florida, LLC) (FL) (100%)
Harry Norman REALTORS
®
(GA, NC, SC, TN) (100%)
(d/b/a of HN Real Estate Group, LLC and HN Real Estate Group, N.C., Inc.)
Berkshire Hathaway HomeServices California Properties (CA)
(d/b/a of Pickford Realty Ltd. & Pickford Real Estate, Inc.) (100%)
HEGG, Realtors Inc. (SD) (100%)
Berkshire Hathaway HomeServices California Properties (CA)
(d/b/a of AC Palm Desert Corporation) (CA) (100%)
HOME Real Estate (NE)
(d/b/a of HomeServices of Nebraska, Inc.) (100%)
Berkshire Hathaway HomeServices California Properties (CA)
(d/b/a of AC2015 Corporation) (CA) (100%)
Houlihan Lawrence, Inc. (CT, NY) (100%)
Berkshire Hathaway HomeServices Carolinas Realty (NC, SC)
(d/b/a of Preferred Carolinas Realty, Inc.) (100%)
HUFF Realty (OH) (d/b/a of Jim Huff Realty, Inc. & Huff-Drees
Realty, Inc.) (100%)
Berkshire Hathaway HomeServices Chicago (IL, IN, MI, WI)
(d/b/a of HomeServices of Illinois, LLC) (100%)
INTERO (CA) (NV) (d/b/a of Intero Real Estate Services, Inc. & Intero
Nevada, LLC) (100%)
Berkshire Hathaway HomeServices EWM Realty (FL)
(d/b/a of Esslinger-Wooten-Maxwell, Inc.) (100%)
Iowa Realty (IA) (d/b/a of Iowa Realty Co., Inc.) (100%)
Berkshire Hathaway HomeServices First Realty (IA)
(d/b/a of First Realty, Ltd.) (100%)
Kentwood Commercial, LLC (CO) (100%)
Berkshire Hathaway HomeServices Florida Network Realty (FL)
(d/b/a of Florida Network LLC) (100%)
Kentwood Real Estate (CO) (d/b/a of Kentwood Real Estate City
Properties, LLC; Kentwood Real Estate DTC, LLC; Kentwood
Real Estate Cherry Creek, LLC; Kentwood Real Estate Northern
Properties, LLC; Kentwood Real Estate Services, LLC) (100%)
Berkshire Hathaway HomeServices Florida Realty (FL)
(d/b/a of Watermark Realty, Inc.) (100%)
Long & Foster Real Estate, Inc. (DC, DE, MD, NJ, NC, PA, VA.
WV) (100%)
Berkshire Hathaway HomeServices Georgia Properties
(AL, GA, TN) (d/b/a of HSGA Real Estate Group, LLC) (100%)
Long Realty Company (AZ)
(d/b/a of Roy H. Long Realty Company, Inc.) (100%)
Berkshire Hathaway HomeServices Kansas City Realty (KS, MO)
(d/b/a of BHH KC Real Estate, LLC) (100%)
Northrop Realty (DC, DE, MD, NC, VA)
(d/b/a of Long & Foster Real Estate, Inc.) (100%)
Berkshire Hathaway HomeServices Nevada Properties (NV)
(d/b/a of Americana, L.L.C.) (100%)
RealtySouth (AL) (d/b/a of JRHBW Realty, Inc.) (100%)
Revised July 2022 Page 3 of 7 HSOA-00025346.10
Berkshire Hathaway HomeServices New England Properties
(CT, MA, RI) (d/b/a of CTRE, L.L.C.) (100%)
Rector-Hayden REALTORS
®
(KY)
(d/b/a of HomeServices of Kentucky, Inc.) (100%)
Berkshire Hathaway HomeServices New Jersey Properties (NJ)
(d/b/a of PNJP, LLC) (100%)
Reece Commercial (KS) (d/b/a of Reece Commercial, Inc.)
(100%)
Berkshire Hathaway HomeServices New York Properties (NY)
(d/b/a of CTRE, L.L.C.) (100%)
ReeceNichols (KS, MO)
(d/b/a of Reece & Nichols Realtors, Inc.) (100%)
Berkshire Hathaway HomeServices North Properties (MN) (WI)
(d/b/a of Midwest Preferred Realty, Inc. and Lovejoy Realty, Inc.) (100%)
Roberts Brothers Real Estate (AL)
(d/b/a of Roberts Brothers, Inc.) (100%)
Berkshire Hathaway HomeServices Northwest Real Estate (OR)
(WA) (d/b/a of HomeServices of Washington, LLC, HomeServices
of Oregon, LLC & Pilot Butte, LLC) (100%)
Semonin REALTORS
®
(KY, IN)
(d/b/a of HomeServices of Kentucky, Inc.) (100%)
Berkshire Hathaway HomeServices Pinehurst Realty Group (NC)
(d/b/a of Preferred Carolinas Realty, Inc.) (100%)
Urban Pace (DC, DE, MD, PA, VA)
(d/b/a of Long & Foster Real Estate, Inc.) (100%)
Berkshire Hathaway HomeServices Real Estate Professionals
(OR) (d/b/a of Pru-One, Inc.) (100%)
Virginia Properties (VA)
(d/b/a of Long & Foster Real Estate, Inc.) (100%)
Berkshire Hathaway HomeServices York Simpson Underwood
Realty (NC) (d/b/a of Preferred Carolinas Realty, Inc.) (100%)
Williams Trew Real Estate (TX)
(d/b/a of Ebby Halliday Real Estate, Inc.) (100%)
Berkshire Hathaway HomeServices Yost & Little Realty (NC)
(d/b/a of Preferred Carolinas Realty, Inc.) (100%)
Woods Bros Realty (NE)
(d/b/a HomeServices of Nebraska, Inc.) (100%)
Berkshire Hathaway HomeServices Westchester Properties (NY)
(d/b/a of CTRE, L.L.C.) (100%)
WR REALTORS
®
(KY)
(d/b/a of HomeServices of Kentucky, Inc.) (100%)
Dave Perry-Miller Real Estate (TX)
(d/b/a of Ebby Halliday Real Estate, Inc.) (100%)
SECTION F: Other Service Providers
ACP Vacation Rentals (AL)
(d/b/a of Roberts Brothers, Inc.) (100%)
Joe Moholland Moving (VA) (100%)
(d/b/a of Joe Moholland, Inc., Aardwolf Transfer Co., Inc.,
Alliance Relocations, Inc., Combined Van Lines, Inc., Crossroads
Moving & Storage, Inc., Modern Transportation Services, Inc.,
and Moholland Transfer Co. Inc.)
Apex Home Maintenance, LLC (FL) (100%) Property Services Northeast, LLC (CT, MA, NY, RI) (100%)
Denver Rental, LLC (CO) (100%) Roberts Brothers Island Property Management (AL)
(d/b/a of Roberts Brothers, Inc.) (100%)
HomeServices Property Management, LLC (DC, DE, MD, NJ, NC,
PA, VA) (100%)
SoCal Services & Property Management (CA) (100%)
HomeServices Relocation, LLC (DE) (100%) Tailored Move (VA) (d/b/a of Joe Moholland, Inc.) (100%)
Insight Home Inspections, LLC (DE) (100%)
*Prosperity Home Mortgage, LLC also operates under the following tradenames: DFW Texas Mortgage (TX), Edina Realty Mortgage (MN) (WI), FM
Lending Services (NC), The Tayman Team (DC, MD, VA).
**The common indirect ownership between Prosperity Home Mortgage, LLC and Silverton Mortgage is via parent Berkshire Hathaway, Inc.
Prosperity also has business relationships with the following title insurance companies: Tradition Title, LLC, Provident Title & Escrow, Apex
Title AND real estate companies: The AgentOwned Realty Company (SC), DFW Associates Ltd. d/b/a RE/MAX DFW Associates (TX), PNJP, LLC
d/b/a BHHS New Jersey Properties (NJ), BHHS Home Team Realty Services (FL), BHHS Premier Properties (TX) and Real Estate Innovations
(CA). Prosperity also has a relationship with HomeServices Foundation for Housing Equity.
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP
AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed
provider(s) as a condition for settlement of your loan on, or purchase, sale, or refinance of, the subject property.
Revised July 2022 Page 4 of 7 HSOA-00025346.10
PROVIDER SERVICE
Items payable in connection with the loan
ESTIMATED RANGE OF CHARGES
Providers listed in Section A above Settlement Fees, including Document
Preparation, Title Search, Abstract, Exam
and Closing Fees
Escrow Fees
Title Charges
$0-$4,000
Fees vary depending on transaction type and state
Fees vary are based on purchase price; availability of service
varies by provider and location
See Title Insurance Chart below
Providers listed in Section B above Homeowner’s Insurance $150-$10,000 plus per year; charges may vary based on
coverage requested and other factors including multi-unit
properties. Flood Insurance is not included in this estimate
but may be available for an additional fee and may be
lender required.
Providers listed in Section C above Natural Hazard Disclosure $69 - $108 per property
Providers listed in Section D above Mortgage Origination & Application Fees
Appraisal
Third Party Fees (credit report, flood cert)
$0 - $1,945 (2% of loan amount on some bond products)
$395 - $2,100 (may exceed for complex appraisal)
$19.75 - $280
Providers listed in Section E above Real Estate Brokerage Services 3%-10% of sales price plus up to $1,200
Providers listed in Section F above Real Estate Relocation Services Fees paid by real estate broker
TITLE INSURANCE FOR AFFILIATES
ESTIMATE OF RANGE OF CHARGES GENERALLY MADE BY PROVIDER
S
STATE SALES PRICE PREMIUM FOR AFFILIATES
AL Lender’s Policy
Owner’s Policy
$1.00-3.50 per $1,000 of coverage, depending on type and total amount (minimum
$175); or $75-$125 if issued simultaneously with Owner’s Policy
$1.00-$3.50 per $1,000 of coverage, based on type and total amount (minimum
$175)
AZ Lender’s Policy
Owner’s Policy
$1.93 - $18.00 per $1,000 of coverage, based on type and total amount (minimum $592)
$1.61 - $15.00 per $1,000 of coverage, based on type and total amount (minimum $493)
CA Lender’s Policy
Owner’s Policy
38% of the Owner’s policy amount plus $100 for concurrent loan coverage up to $400K.
Coverage on loans $400,001 - $1.
.
6M is provided at 55% of the Owner’s Basic Rate; and
coverage on loans $1.
.
6M and above is provided at 50% of Owner’s Basic Rate.
$420 base fee for coverage up to $70K plus $11-16 dollars per $5K in coverage thereafter
up to $1M and $5 per $5K in coverage between $1M and $2M.
DE First $100,000
$100,001 - $1,000,000
$1,000,001-$5,000,000
$4.60 per $1,000 of coverage
add $3.90 per $1,000 of coverage
add $3.25 per $1,000 of coverage
Enhanced policy is 120% of above rates. Simultaneous issue of Lenders’ Policy (DE) is
$25.00. Lender required endorsements are $50 each. Closing Protection Letter (CPL)
per Lender Policy is $125.
DC First $250,000
$250,001 - $500,000
$500,001 - $1,000,000
$1,000,001-$5,000,000
$6.84 per $1,000 of coverage
add $6.12 per $1,000 of coverage
add $5.40 per $1,000 of coverage
add $4.68 per $1,000 of coverage
Simultaneous issue of Lenders’ Policy (DC) is $150. Closing Protection Letter (CPL)
per Lender Policy is $50.
FL First $100,000
$101,000-$1,000,000
$1,000,000-$5,000,000
$5,000,000-10,000,000
$10,000,000
$5.75 per $1,000 of coverage
add $5.00 per $1,000 of coverage
add $2.50 per $1,000 of coverage
add $2.25 per $1,000 of coverage
add $2.00 per $1,000 of coverage
Lender’s Policy $250-450 if issued simultaneously with Owner’s Policy. Endorsements
Revised July 2022 Page 5 of 7 HSOA-00025346.10
$50-100 each; FL Form 9: 10% of combined fees for Lender & Owner Policy or 10% of
Lender’s Policy if no Owner Policy.
G
A
$2.50-$5.10 per $1,000 of coverage based on type and total amount (minimum
$200); $200 if issued simultaneously with Owner’s policy provided loan amount is
lower than the sales price
I
A
Settlement Fees only
IL Lender’s Policy
Owner’s Policy
$500 for each mortgage plus $125 for protection between issuance of the title
commitment and closing. Endorsements are $175 each; chain of title is $250;
Predatory Lending Certification (if required) is $50.
$1,500 for policies $100K and under, plus $20 for each additional $10K or less of
coverage up to $500K. $2,345 for policies $500,001 to $510K, plus $20 for each
additional $10K or less of coverage up to $1M. For policies over $1M, $3,325 plus $2
for each additional $1K of coverage over $1M. A $125 commitment update fee is
charged on all owner’s policies.
IN Lender’s Policy
Owner’s Policy
$1.30-$3.35 per $1,000 of coverage based on type and total amount (minimum
$100); $100-150 if issued simultaneously with Owner’s policy
$2.00-$4.40 per $1,000 of coverage based on type and total amount (minimum
$100)
Endorsements are $30 each. CPL per Lender Policy $35; $25 for Buyer.
KS Lender’s Policy
Owner’s Policy
$1.00-7.00 per $1,000 of coverage, based on type and total amount (minimum $75);
or $275 if issued simultaneously with Owner’s Policy
$1.00-$8.50 per $1,000 of coverage, based on type and total amount (minimum
$150)
KY Lender’s Policy
Owner’s Policy
$1.50 - $3.35 per $1,000 of coverage, based on type and total amount (minimum
$100); or $100 - $150 if issued simultaneously with Owner’s Policy
$2.00 - $4.40 per $1,000 of coverage, based on type and total amount (minimum
$100)
MD First $250,000
$250,001 - $500,000
$500,001 - $1,000,000
$1,000,001- $2,000,000
$5.75 per $1,000 of coverage
add $4.90 per $1,000 of coverage
add $4.20 per $1,000 of coverage
add $3.30 per $1,000 of coverage
Simultaneous issue of Lenders’ Policy (MD) is $150.
MI Lender’s Policy
Owner’s Policy
$175 plus $1.25-$3.15 per $1,000 of basic coverage based on type and total
amount.
$250 plus $2.10-$5.25 per $1,000 of basic coverage based on type and total
amount.
Extended coverage available at additional cost.
MN Lender’s Policy
Owner’s Policy
$100 if simultaneously issued with Owner’s Policy; if not, $3.00 - $1.50 per $1,000 of
sales price
$3.58 - $1.93 per $1,000 of sales price.
ARM/Balloon endorsements are $50 - $125 (applies to conventional, FHA and DVA
Arms and all balloon loans)
MO Lender’s Policy
Owner’s Policy
$1.00-7.00 per $1,000 of coverage, based on type and total amount (minimum $75);
or $275 if issued simultaneously with Owner’s Policy
$1.00-$8.50 per $1,000 of coverage, based on type and total amount (minimum
$150)
NC First $250,000
$250,001 - $500,000
$500,001 - $2,000,000
$2,000,001 - $7,000,000
$2.51 per $1,000 of coverage
add $1.96 per $1,000 of coverage
add $1.28 per $1,000 of coverage
add $0.98 per $1,000 of coverage
Enhanced policy 120% of above rates. Simultaneous issue of Lenders’ Policy is $26.
Closing Protection Letter is additional 10% if lenders’ policy issued. Premium for
issuance of commitment is $15. Lender required endorsements are $20 each.
NE Lender’s Policy
Owner’s Policy
$0.90 - $4.25 per $1,000 of coverage, based on type and total amount (minimum
$100); or $75 - $125 if issued simultaneously with Owner’s Policy
$0.90 - $4.25 per $1,000 of coverage, based on type and total amount (minimum
$100)
Revised July 2022 Page 6 of 7 HSOA-00025346.10
NJ First $100,000
$100,001 - $500,000
$500,001 - $2,000,000
$5.25 per $1,000 of coverage
add $4.25 per $1,000 of coverage
add $2.75 per $1,000 of coverage
Enhanced policy is 120% of above rates. Simultaneous issue of Lenders’ Policy (NJ) is
$25.00 Lender required endorsements are $25 each. Closing Service Letter per
Lender Policy is $75.
NY Lender’s Policy
Owner’s Policy
$310 - $15,965 for loans between $35,000 and $5M;
For loans over $5M add $2.08 - $2.71 per $1,000.
Simultaneous issuance of a lender’s policy in an amount less than or equal to the owner’s
policy is calculated at 30% of that rate.
$342 - $19,148 for purchases between $35,000 and $5M;
For purchases over $5M add $2.48 - $3.25 per $1,000
OH Lender’s Policy
Owner’s Policy
$2.00 - $4.00 per $1,000 of coverage, depending on type and total amount
(minimum $125); or $100-$150 if issued simultaneously with Owner’s Policy
$2.25 - $5.75 per $1,000 of coverage, depending on type and total amount
(minimum $175)
PA First $30,000
$30,001 - $45,000
$45,001 - $100,000
$100,001 - $500,000
$500,001 - $1,000,000
$1,000,001-$2,000,000
$569.00 flat fee
add $7.41 per $1,000 of coverage
add $6.27 per $1,000 of coverage
add $5.70 per $1,000 of coverage
add $4.56 per $1,000 of coverage
add $3.42 per $1,000 of coverage
Lender required endorsements (PA) range between $50-$500. Closing Protection
Letter (CPL) per Lender Policy is $125.
SC Lenders Policy
Owner’s Policy
$25 if issued simultaneously with Owner’s Policy; or if issued separately, $0.66-$2.45
per $1,000 of coverage based on type and total amount.
$0.66-$2.45 per $1,000 of coverage based on type and total amount
TX Lenders Policy
Owner’s Policy
$100 if issued simultaneously with owner’s policy; otherwise, rates are calculated in
the same manner as the owner’s policy.
$238-$875 for policy values of $100,000 and under; $875-$1,983 for policy values
of $100,001 to $300,000; $1,983-$3,091 for policy values of $300,001 to
$500,000; $3,091-$4,199 for policy values of $500,001-$700,000; $4,199-$5,861
for policy values of $700,001 to $1,000,000. For policy values over $1,000,000, ask
your agent for an estimate.
VA First $250,000
$250,001 - $500,000
$500,001 - $1,000,000
$1,000,001- $2,000,000
$4.68 per $1,000 of coverage
add $4.44 per $1,000 of coverage
add $4.08 per $1,000 of coverage
add $2.70 per $1,000 of coverage
Simultaneous issue of Lender’s Policy (VA) is $150. Closing Protection Letter (CPL) per
Lender Policy is $20.
WA Lenders Policy
Owner’s Policy
$301 base fee up to $60,000 of Title Insurance coverage. Thereafter, an additional
$13 - $22 per $20,000 of Title Insurance Coverage up to $1.5M, with fee
adjustments over $1.5M based on liability.
$667 base fee up to $160,000 of Title Insurance coverage. Thereafter, an additional
$2 - $34 per $20,000 of Title Insurance Coverage up to $1.5M, with fee adjustments
over $1.5M based on liability.
WI First $15,000
$15,000 - $100,000
$100,001 - $500,000
$500,001 - $1,000,000
$1,000,001- $5,000,000
$375 -$425
add $3.00 per $1,000 of coverage
add $2.00 per $1,000 of coverage
add $1.00 per $1,000 of coverage
add $0.75 per $1,000 of coverage
Simultaneous issue of Lender’s Policy is $300 - $400. Endorsements are $0 - $500
depending on coverages requested.
WV First $100,000
$100,001 - $500,000
$500,001 - $2,500,000
$4.68 per $1,000 of coverage
add $4.08 per $1,000 of coverage
add $3.60 per $1,000 of coverage
Enhanced policy is 120% of basic rates. Simultaneous issue of Lender’s Policy is
$100. Title insurance commitment fee per policy will not exceed $100.
Revised July 2022 Page 7 of 7
HSOA-00025346.10
Set forth below is the estimated charge or range of charges for the settlement services of a credit reporting agency or real estate
appraiser that we, Prosperity Home Mortgage, LLC, will require you to use, as a condition of your loan, to represent our interests in
the transaction
P
PROVIDER SERVICE RANGE OF COSTS
CoreLogic Solutions, LL
C
Social security, income, and other
verification services
$49.00 – $74.25 per borrowe
r
Credco Credit Reports $12.50 - $111.00 per borrowe
r
ACT Appraisal, Inc.
Axios Valuation Solutions, LLC
Individual licensed appraisers
Appraisals $400.00 - $1,102.00
Can vary based on property and location.
ACKNOWLEDGEMENT
I/we have read this disclosure form, and understand that Prosperity Home Mortgage, LLC may refer me/us to purchase the
above-described settlement service(s) and that any such referral may provide Prosperity Home Mortgage, LLC, its affiliates and/or
its employees with a financial or other benefit.
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Borrower Date
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Borrower Date
